Game Of Life System!

Chapter 271: If money is regarded as a resource

Chapter 271: If money is regarded as a resource

"?"

Xia Xiwei naturally couldn't understand Zhou Wang's sudden and incomprehensible words.

But Zhou Wang had no intention of explaining, and she did not continue to ask. She just clenched her chin and looked at Zhou Wang with a smile, as if she wanted to see through this man.

"Boss, I asked an authoritative asset appraisal company to issue this valuation report. I, Yang Liping, can swear on my artistic reputation that there is absolutely no trace of water in it."

On the other side, Yang Liping didn't understand why. The people in front of her seemed to have reached some kind of tacit understanding in advance. She could only try her best to hide her displeasure and said with a smile:

"I think you can all see that the overall market price given by the appraisal company is 179 million. Of course, My own expectations are definitely not that high, but 100 million is too low. Mr. Huo even gave me a quote of 80 million. I can only think that you are joking..."

"Teacher Yang, I Of course I won't doubt your character."

Huo Chengrui just smiled lightly and said in less than standard Mandarin: "But what I just said was not a joke... The inaccuracy of this valuation report is that it ignores a few things. "What factor

?"

"For example, before becoming a tourist attraction, Yuji Island was just a little-known village without any commercial real estate. This means that there is a lack of reference. You can't deny this, right?"

Huo Chengrui said eloquently, "And your actual investment in developing these two industries was not high. It can even be said that a large amount of expenditure was on the early design. The total cost you spent "It shouldn't be more than 20 million, right?"

"The cost of building the Sun Palace was indeed not high. Mr. Huo, your guess is accurate. 20 million is not far off, but... that was in 2000,"

Yang Liping maintained . With a smile on his face, his voice was raised unconsciously, "I don't need to say more about what prices were like more than 20 years ago and what they are now. In the span of 20 years, no matter where you buy a house, I think the value has increased at least ten times now, right?"

Huo Chengrui shook his head, "If it is a first-tier city, 20 times is no problem, but this is just Baicheng after all, and the fact is that the value of these two properties is huge. The local tourism industry is tied together, and speaking of this, it is the second overlooked factor I mentioned. "

"What?"

"Not to mention other factors that may affect the rise and fall of the tourism industry, Mr. Yang, you. Do you think the reason why the Sun Palace can create economic benefits and even turn the entire Yuji Island into a popular tourist attraction in Baicheng is based on what?"

When Yang Liping opened her mouth to say something, Huo Chengrui continued with a smile:

"You should also know that it relies on your huge personal reputation... But now, you have almost retired, and once we take over these two industries, no matter where we go next, we will never be able to use you again. This is the hidden risk we need to take to operate it with a brand name."

"Yes, Mr. Yang, what Mr. Huo said is what I am worried about. You can build the Sun Palace into a personal art space, even if you just charge tickets to sell it. A few cups of coffee can also create a lot of economic value, but for us, this is obviously not a viable path."

Mr. Liu from Guangzhou also agreed with a smile.

"I heard that when the Sun Palace was operated as a hotel before, it was ordered to make rectifications due to environmental issues. This means that the hotel is not easy to operate. To be honest, we don't know what to do with it?"

"What Lao Liu said is what I am considering."

Liao Jianli also nodded, with a cautious tone, "It is true that these two industries have investment value, but the subsequent management is difficult."

The other two investors invited by Yang Liping, Although he didn't say anything more, he nodded slightly, obviously acknowledging what others said.

"So, Mr. Yang, the valuation of 179 million is definitely exaggerated in our eyes. In fact, 80 million to 100 million is already a relatively fair base price recognized by several of us."

Huo Chengrui put down the teacup and finally He said something in a calm tone, as if he had everything under control.

Listening to the unanimous opinions of several investors on the valuation, Yang Liping's expression contained some helplessness and anger.

Just because the scene was completely different from what she had expected.

In fact, organizing this small-scale bidding sale was Yang Liping's last choice.

The real estate market has been too sluggish in the past two years. As early as a month ago, she had entrusted an agent to help her find a suitable buyer. However, either the price was far lower than what she expected, or the payment cycle was too long, which made her feel uncomfortable. She couldn't accept it.

Her status in art is undoubtedly lofty, but now she is close to retirement, and her influence is not what it used to be.

Due to the company's operating crisis and the continuous failure of several investments, there was a huge gap in her cash flow. If she could not raise funds in the short term, she was likely to face a collapse that would affect her whole body.

Yang Liping was a little surprised today because the number of investors present exceeded her estimate. She believed that this form of on-site bidding would definitely make the transaction price higher.

But obviously, she was overthinking it.

All the investors present have obviously done their homework beforehand, and may have even investigated her financial crisis clearly. It can be seen from the speed at which they flip through the evaluation report...

They will not make any hasty decisions, because Everything was already clear to me.

This is not an auction, but a "slaughter" that they have planned.

It's hard to even say that they had met in private before the gathering...

"Mr. Chen, Mr. Zhao, do you feel the same way?"

Yang Liping took a deep breath and looked at the other two people who were silent.

These two people are the investors she found through personal relationships, and they are also the two people she has the highest expectations for today.

The two of them spoke one after another. Although they spoke tactfully, the meaning of their words tended to agree with Huo Chengrui's opinion, which was undoubtedly equivalent to pouring cold water on Yang Liping's head again.

Born as an artist, she always still had a trace of naive delusions. Only now did she realize that friendship is still friendship. What is the use of friendship in the face of absolute interests?

"Teacher Yang, there are two people here that you didn't ask about?"

Xia Xiwei reminded them with a smile at this time.

Only then did Yang Liping remember something. Her eyes lit up and she looked at Zhou Wang and Jiang Yisen again.

"What do you two mean..."

"Teacher Yang, I just want to take a look for my brother today and decide how to make a specific decision. Please wait a moment. I will make a call first and get back to you later."

Jiang Yisen shrugged, and then He took out his cell phone and went to the side to make a call.

As for Zhou Wang, he said with a smile: "Objectively speaking, 179 million is indeed a bit high. I definitely can't give you such a high price."

"What is your psychological price, Mr. Zhou?"

"Actually, I think around 100 million is about the same..."

When he realized that others were not stupid, Zhou Wang thought for a while and directly quoted a price based on the lowest psychological price for Yang Liping given by the system.

When she heard Zhou Wang's quotation, Yang Liping, who had accumulated a lot of expectations due to the small shock before, was immediately disappointed.

She thought that maybe the young Zhou Wang would bring her some kind of different surprise, but now it seems that she was overthinking...

Also, how could someone who could start from scratch and accumulate a net worth of hundreds of millions at this age not be? What about mature businessmen who are good at calculation?

Xia Xiwei on the side didn't think there was anything wrong with Zhou Wang's quotation. In business, everyone else quoted a low price. It would be weird if Zhou Wang quoted a high price...

Although Xia Xiwei was still a little confused . The mood is turbulent.

Maybe she always felt that Zhou Wang would be a little different?

After hearing Zhou Wang's quotation, Huo Chengrui glanced at Zhou Wang with a faint sneer at the corner of his mouth.

He thought Zhou Wang could have some unique opinions, but now it seems that he is just trying to trick him...

It can be said that the rhythm of this auction up to now has been controlled by him, Huo Chengrui, invisibly. This subtle pleasure is far away. He enjoyed buying a very cost-effective property.

At this time, Jiang Yisen also left and returned. Facing Yang Liping's questioning and expectant eyes, he didn't show off. After sitting down, he said directly:

"My brother said that for the sake of Sister Xiwei, we will give you a fixed price." , 100 million, Mr. Yang, if you agree, he can discuss it with you in detail, and there is still some room for concessions, but the premise is that he will re-send his team to evaluate the value of the industry... My brother usually only believes that Make your own judgment."

When Yang Liping heard this, she didn't know what to say.

Not to mention the initial quotation of 100 million, which was not much different from Huo Chengrui and others. It was really not in line with her expectations. Moreover, Jiang Minghao wanted to re-evaluate. This time, the time would be prolonged.

"Thank you, Mr. Jiang, for your kindness. I will consider it carefully."

Yang Liping forced a smile and thanked her. By getting up and pouring water for everyone, she quickly adjusted her emotions. When she sat down again, Yang Liping seemed to have figured something out, and she looked around.

"Everyone, since we have reached this point, let me be honest with you. The lowest price I can accept is about 130 million. I am actually at a disadvantage at this price because I will not take away anything in the property. And the total value of the antiques and works of art in these two properties alone will not be less than 30 million..."

Yang Liping said solemnly, "I can guarantee that even a price of 130 million is worth it to you. An absolutely cost-effective investment."

Everyone could hear the sincerity in Yang Liping's voice. No one spoke for a while. The investors present knew that this was the final bidding stage, and everyone became cautious.

After a while, Mr. Chen, who was invited by Yang Liping, said with a smile:

"The price of 130 million is a bit high. Teacher Yang, since I am being honest, let me tell the truth. The final price I can give here is, It's only 100 million. Of course, for the sake of past friendship, I am willing to pay 5 million more... If you agree, Teacher Yang, I will pay 30% first and pay the remaining amount within one month.

" If it is, it is not much different from Lao Zhao. We can discuss it in detail, but it is difficult to exceed 110 million. "

Everyone gave their own quotation, and Liao Jianli was the one who gave the highest, but it was only 115 million. It's quite different from Mr. Zhao's quotation.

"120 million."

At this time, Huo Chengrui suddenly spoke, attracting Yang Liping's attention.

The foreshadowing in the early stage has been enough, and naturally the real picture will be revealed at this time.

Facing everyone's gaze, Huo Chengrui smiled confidently and said: "Mr. Yang, this is my final quotation. It is also based on the strong development strength of our Hong Kong Island Real Estate Company. It can increase the return on investment a lot, so I am willing to make it in my own property." Based on the psychological price of only 80 million, a direct premium of 50%, you can carefully consider it." The initial price reduction is just a prelude. No one thinks that Yang Liping will really sell the two properties for less than 100 million. , of course Yang Liping also knew.

Her initial anger was more due to the fact that they lowered the price too hard when they opened their mouth. Even if it was just an unavoidable pull, their psychological expectations could still be seen.

At this time, Yang Liping couldn't help but fell silent after learning everyone's true quotations.

120 million was naturally lower than her initial expectations, but compared to others, it was still much better...

Judging from the expressions of other investors, it was obvious that they could not offer a higher price than Huo Chengrui.

For a moment, Yang Liping couldn't help but hesitate. She asked carefully, "Mr. Huo, if the transaction price is 120 million, how long will it take for you to pay?"

"If it's quick, within a month."

Huo Chengrui knew At this point, the matter is already half successful, and he couldn't help but smile slightly.

In fact, his real psychological reserve price is similar to the 130 million quoted by Yang Liping, but come on...if the deal is really sold at 130 million, then this will undoubtedly be a failed negotiation.

"One month is a bit too long..."

Yang Liping frowned and said helplessly, "Can it be faster?"

"Teacher Yang, you are also in business. You should know that this is not something I can decide."

Huo Chengrui shook his head. , "No company can take out hundreds of millions of live funds casually. In fact, promising one month is already the fastest period I can try to coordinate for you when you are in a hurry. "

Of course, if you are willing to accept the price of 110 million, then I can find a way to speed up some procedures, and maybe it can be completed within two weeks."

At the end, Huo Chengrui added with a chuckle.

Yang Liping asked other investors, and sure enough, everyone shook their heads.

Their payment cycle is only longer than that of Huo Chengrui. Liao Jianli even suggested that although he could pay 115 million, he could only pay in installments.

"Teacher Yang, I can offer 100 million..."

At this time, Zhou Wang suddenly said.

In the current atmosphere, Zhou Wang's words were actually quite baffling.

Not only Yang Liping is confused, Huo Chengrui is also confused... Brother, are you sick?

Everyone has finished bidding, and you suddenly jump out and say that you can offer 100 million...

Because the 100 million quotation at this time is uncompetitive among everyone, this sentence seems meaningless, more like It was like Zhou Wang was trying to create a sense of presence.

But before everyone could laugh, Zhou Wang had already added lightly:

"Pay today."

The corridor suddenly became quiet.

Before Huo Chengrui and others could react, Yang Liping stood up in surprise and asked in confirmation:

"You just said... you can pay today?"

"Yes, today."

Zhou Wang nodded and signaled . Yang Liping heard it right.

At this time, other investment talents came to their senses and couldn't help but look at each other for a while.

Zhou Wang said he could pay today?

Really or not...

isn't it that he is just a shareholder of a large media company and a newly promoted billionaire?

Which newly promoted billionaire can easily spend 100 million?

As we all know, a person's net worth is the total amount after adding various assets such as real estate, real estate, real estate, and equity.

Having a net worth of 100 million and having 100 million in cash are completely two different concepts.

When the gangster Zhang Moumou used kidnapping to blackmail the richest man in Hong Kong Island, the richest man in Hong Kong Island, who was already worth hundreds of billions, tried his best to save money overnight, but he could only come up with 500 million in cash.

This is still an extremely urgent situation.

Jiang Yisen was also a little stunned. He had quietly checked his brother's bank card balance, and it was only a few tens of millions. However, his brother's assets had exceeded 1 billion as early as last year...

How could Zhou Wang come up with 100 million in cash this time? Doesn't it mean that he is better than his brother?

Huo Chengrui also wanted to ask Zhou Wang if he was bragging, but it was difficult to say it directly, so he could only say: "Mr. Zhou is so generous. If you have 100 million, you can get it."

He did not directly question, But inside and outside the words, there are doubts.

After hearing what Huo Chengrui said, Yang Liping's excitement also cooled down.

Her own assets at her peak were also over 100 million, and of course she understood the difference...

However, before Yang Liping could hesitate and was thinking about how to ask Zhou Wang to confirm, Zhou Wang, who had already understood everyone's thoughts, took out his mobile phone. , casually dialed a number, and then put the hands-free mobile phone on the table.

Everyone subconsciously looked over and saw that the number on the call interface was "40066-95555".

This is the private banking customer service number of China Merchants Bank. As the number one bank in China in private banking business, in fact, several people present are private banking customers of China Merchants Bank, so this number is naturally familiar to them.

The call was quickly connected. There was a mechanical announcement at first, but it was quickly transferred automatically and turned into a sweet female voice:

"Mr. Zhou, good afternoon, welcome to call. I am Jiaqi, your private account manager. What can I do for you?"

"Jia Qi, I heard from my assistant that the credit line I applied for yesterday has been approved."

"Yes, Mr. Zhou, after our expedited process, After the application, as a wholly-owned legal person of Wangzhou Culture, the head office has approved your application for a personal revolving loan limit this morning..."

"What is the limit?"

"The available revolving limit currently approved for you is 220 million yuan. , and according to the wishes of the head office, if you are willing to use part of the equity of several companies under your name as pledge, the quota can continue to increase..."

"Let me confirm, I can use this 220 million yuan at any time, right? ?"

Zhou Wang smiled and didn't answer her other words, he just asked.

"Yes, Mr. Zhou, I can transfer the corresponding funds to your account at any time, with interest calculated on a daily basis and borrowed and repaid at any time. Do you need it now?"

"No for now, I will help you if needed. Let Xu Wenqian contact you."

After Zhou Wang finished speaking, he hung up the phone.

After getting the [information] yesterday, Zhou Wang was thinking, where can he find the money?

He has a lot of assets, but his cash is actually very little, less than 20 million.

The answer is undoubtedly that without selling assets, the only way is to borrow money.

In fact, Zhou Wang was a little resistant at first. After all, he had been in a pit before, but with Zhou Wang's current vision, he was immediately relieved as soon as he thought about it.

When there is too much money, it can no longer be called money. It is also a usable resource, and it only makes sense if its value is fully utilized.

So Zhou Wang began to wonder, how much money can he... borrow now?

After submitting the application through Xu Wenqian, the bank quickly received feedback. It is expected that the initial credit limit will be around 200 million...

yes, 200 million, and this is just credit.

Without it, Zhou Wang's qualifications are too good.

"High net worth individuals with zero debt".

Simple emotion, that's how I describe it.

Even the staff at the head office responsible for the approval found it incredible that among the rich at this level, there were actually people who didn't have a dime of debt?

This is simply unbelievable.

In addition to China Merchants Bank, Mingcheng Commercial Bank is also willing to grant Zhou Wang a credit of 100 million...

If Zhou Wang is willing to use the equity of several companies as collateral, this amount can be increased significantly.

What's more interesting is that because of this incident, Zhou Wang also had a sudden idea to check the credit limit on his mobile phone.

Borrowing 300,000 yuan, loaning 1 million yuan from online merchants, 200,000 yuan from Weili loans...

No surprise, all the fast loan channels he saw were full, and the amount could continue to rise with supplementary information.

In other words, today Zhou Wang can lend out millions a day with just a few clicks of his fingers...

Thinking back to two months ago, it feels like a lifetime ago.

While Zhou Wang was sighing with emotion, the eyes of others had become strange.

Two hundred million is nothing, this number does not scare them.

But note, this is not a normal business loan, but a personal credit loan...

Are banks crazy?